Cancellation Policy

Services are provided on a month-to-month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment.

Affiliate Disclosure

CreditCardBroker.com and it’s affiliates are paid commissions on a per sale basis for credit card offers displayed on this website. We may, at times list credit card offers that we are not paid commissions for. Content: This content is not provided or commissioned by the company whose products are featured on this site (MoneySmarts Credit Services LLC) Any opinions, analyses, reviews or evaluations provided here are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by the advertiser. This site may be compensated through the advertisers affiliate programs.

Privacy Policy

Commitment to Your Privacy This site is owned and operated by MoneySmarts Credit Services LLC. Your privacy on the Internet is of the utmost importance to us. We understand the importance of making sure that at all times your online experience is safe & satisfying and with MoneySmarts Credit Services LLC it’s our top priority to make sure that happens. Please read to understand our policy terms, and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

Information MoneySmarts Credit Services LLC Gathers and Tracks

MoneySmarts Credit Services LLC gathers two types of information about users: • Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever. • Information MoneySmarts Credit Services LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Sharing of Information

MoneySmarts Credit Services LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.

Security

MoneySmarts Credit Services LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Usage Tracking

MoneySmarts Credit Services LLC tracks user traffic patterns. However, we do not correlate this information with data about individual users. MoneySmarts Credit Services LLC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). MoneySmarts Credit Services LLC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.

Cookies

We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. MoneySmarts Credit Services LLC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

Your Consent

By using this site, you consent to the collection and use of this information by MoneySmarts Credit Services LLC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Public Safety and Legal Process

We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.