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Welcome to MoneySmarts Credit Services, LLC

"Your Neighborhood Place For ALL Things Credit"

Boost Your Credit Score With Expert Credit Counseling

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Our Company

At MoneySmarts Credit Services, we understand the importance of a healthy credit score and its impact on your financial well-being. That's why we offer top-notch credit counseling services tailored to your specific needs. Our team of experts is here to guide you through the process, ensuring that you can overcome any inaccuracies that might be affecting your scores.

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Pricing

At MoneySmarts Credit, we believe that everyone deserves access to affordable credit counseling. Contact us today to discuss our pricing options and find a plan that works for you. Let us help you take control of your credit and pave the way for a brighter financial future. .

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Request A Consultation

Our experienced credit counseling team is ready to assist you every step of the way. During the consultation, we will carefully assess your current credit situation, discuss your goals, and develop a personalized plan tailored to your unique needs. .

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About Us

Unlocking Financial Wellness

At MoneySmarts Credit Services, we are dedicated to helping you unlock the key to financial wellness. Our comprehensive services and expert guidance empower you to take control of your finances and pave the way to a prosperous future.Through personalized strategies and valuable insights, we provide the tools and knowledge you need to make informed financial decisions and achieve your goals.
Let us empower you to build a solid foundation, make wise financial choices, and unlock a future of unlimited possibilities.

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Do You know Your Credit Score?

Order Now

Do You Have?

Credit Repair Can Fix

Late Payments

Collections

Charge Offs

Foreclosures

Bankruptcies

Repos

...and More!

1 %
of Collections
1 %
of LATE PAYMENTS
1 %
of JUDGEMENTS

In as few as 8 steps you can improve your credit.

CLICK ON ANY OF THE FOLLOWING STEPS TO LEARN MORE...

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Excellent
Based on 10 reviews
Lyndrea Overall
Lyndrea Overall
2023-07-01
Working with Money smarts credit service has been an amazing experience. Jeanene helped my wife and I set up our business and motivated us to start a budget for our personal expenses. She really has us preparing for the future. I definitely recommend her services!
Gkoria Coles
Gkoria Coles
2023-06-27
Great service! Wish I had known about this years ago.
Keyareana Turner
Keyareana Turner
2023-06-27
Excellent service
shequea howard
shequea howard
2022-07-22
I just moved across country 2 months ago. My partner and I wanted to start a new business and had absolutely no idea what to do. Jeanene was super friendly and has literally helped make our dream come true, she helped me understand my credit and how it relates to starting a new business as well as helped me file all the required documents to get started. Outside from buying a house, Jeanene has made starting a new business a breeze and my partner and I look forward to her helping us build our credit for future endeavors!!!! Thanks Jeanene 🙂
Latria Robinson
Latria Robinson
2022-04-18
I was very pleased with my experience with MoneySmarts…Amazing Customer Service and great results! Thanks Again!!
Jeff Hiles
Jeff Hiles
2022-04-18
Money well spent
Derrick Adair
Derrick Adair
2022-04-18
MoneySmarts is a AMAZING Company with a passion to help everyone. I Highly Recommend!!!

About Us

We specialize in credit counseling, credit repair, credit building, and education, all aimed at empowering you to take control of your financial future.

We Are Here For YOU

We are here to assist you in achieving your unique financial objectives. Whether you’re striving for debt reduction, saving for a major purchase, or planning for a secure retirement, our team is here to provide the expertise and support you need every step of the way.

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Quick Links

Contact Us

Schedule a consultation

Schedule a comprehensive over-the-phone consultation- During this consultation call with a  credit expert, we will review your credit needs and goals. We will discuss our programs that can help you meet your goals with our program.  

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Step 2

Request A Credit Analysis

Credit analysis will be completed and ICP (Individualized Credit Plan) will be created.

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Enroll As A Client.

Enroll as a client after your consultation.

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Sign Your Client Agreement.

Sign your client agreement + upload identity documents: All clients must sign a client agreement which outlines from both parties that the client allows us to dispute negative items on the client’s credit report on their behalf specific to their state. The agreement will also outline all terms of the credit repair process. The client is responsible for uploading identity documents such as a copy of a license and utility bill so that we may attach them to the dispute letters that are sent to the credit bureaus on the client’s behalf.

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Restoration Begins

The first round of disputes will be prepared and prepped to be mailed to the credit bureaus (Experian, TransUnion, Equifax). Response time from the bureau averages 30-45 days.

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Enrollment Fee

Pay Invoice by debit or credit card.

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Step 7

Wait 30-45 Days

We will begin to work with the client on the score-building process as the client waits 30-45 days for a response from the bureaus.

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Step 8

After 30-45 Days.

After 30-45 Days Client is provided an update of any deletions and we move forward with round 2 of disputes to send off to the credit bureaus. Each month a round of disputes is sent to the bureaus until all inaccurate, unverifiable, and outdated items have been successfully removed from the client’s credit report. 

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